FHA Loan
Thinking about buying or refinancing your primary residence?
Consider an FHA loan insured by the Federal Housing Administration (HUD).
Purchase
An excellent option for buying your primary residence with a loan of up to 96.5% of the sale price. It is the most widely used loan in Puerto Rico for home purchases, as it offers more flexible qualification parameters and credit requirements than other mortgage products, making it the ideal alternative for buying your primary residence.
203k for Purchase and Repair
This is the option if you want to buy a home that needs improvements and finance the repairs in a single loan. Ideal for purchasing a property that is uninhabitable, turning it into your primary residence and repairing it to make it functional and to your taste. You could be eligible for a loan of up to 110% of the property's projected value.
Refinancing
FHA offers several refinancing alternatives for a primary residence — whether to lower your monthly payment, change your mortgage term, take cash out, or consolidate debt. We guide you and work to understand your needs until we find the alternative that best fits them, always focused on improving your financial situation.
Speak with a mortgage specialist.
Speak with one of our mortgage specialists to evaluate whether this product fits your situation.